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Crisis Consulting |
When a borrower can not meet his
obligations, our team of experts offer everything from
advice on basic strategy to developing and implementing a game
plan for each of your problem loans.
Identifying Problem
Loans
Early Detection of Problem loans
is critical to ensuring maximum recovery. Duff &
Associates have developed a unique and versatile loan
review system designed for financial
institutions. The D&A Portfolio Review System
offers banks an accurate and efficient method of
evaluating bank credit ratings for an individual loan or
entire loan portfolio. The system incorporates the
most comprehensive asset based credit review methods to
deliver the reliable and objective information you need to
make important management decisions. The system delivers credit information you can
count on to provide you with early detection of problem
loans. Unlike conventional credit rating systems, we
offer detailed backup and in-depth reports on
each credit rating, to pinpoint the strengths and
weaknesses of each loan.
Management & Monitoring
We offer in-depth
consulting, evaluations and field audits for your most serious loan
problems. After reviewing financial reports and
conducting a credit appraisal, our consultants
begin an examination of other factors
which may impact the borrower's ability to meet his
financial obligations. We examine internal factors
to include an analysis of management decisions and
external factors that may
impact the borrowers industry. We analyze a
borrowers financial track record, we monitor cash collateral
and other business activities to provide management with
detailed reports including an executive summary outlining
recovery options. Our in depth reporting procedures
are the key to providing financial institutions with
timely and accurate information on each problem loan we
monitor.
Turnarounds & Workouts
Once we have identified
the specific problems which have prevented a debtor from
meeting their financial obligations, a comprehensive,
independent analysis of the borrower's potential for
recovery and the viability for long term success is
provided. Next, we prioritize those steps
necessary for an effective recovery program and formulate
an action plan to ensure that no recovery opportunity is
overlooked.
Duff & Associates works directly with
the borrower to facilitate a workout program. We
work closely with accountants, auditors and legal
professionals. We also have the ability to assemble
an independent team of highly qualified operational and
marketing professionals to assist the troubled companies management in achieving an effective turn around
program. We play a vital role in
seeking alternative funding, new investors or potential
buyers for troubled companies. Our total efforts are
dedicated to maximize each and every recovery opportunity,
and to remove the name of troubled companies from the list
in your workout department's portfolio.
Liquidation Management
Duff and Associates is capable of
assuming immediate operational control on behalf of
financial institutions during liquidations or in specific
cases where other legal alternatives are being
examined. Our immediate goal is to restore cash flow
to stabilize the problem while implementing the recovery
plan. We work closely with the financial
institution, its legal representatives and court appointed
officials, to ensure a speedy and successful liquidation
process.
For more information, Start
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